Sutton Special Risk High Limit Disability insurance is ideal for:

• The high-earning executive whose group disability benefits don’t extend to cover his earnings

• The consultant who travels regularly to unstable war-torn countries

• Business partners who want to ensure the viability of their company if one of them becomes disabled

• The musician who can’t sign her dream record deal until she’s insured against becoming sick or injured

• The professional hockey player who has just signed a 5 year $40 million contract who needs off-ice coverage to protect the balance of his contract

• An organization that will suffer significant financial losses if one of its key employees is not able to work as a result of a disability

Individual coverage is available for key persons, high net worth/high earners, professional and amateur athletes, entertainment professionals, and declined life cases. Principal coverage is a lump sum benefit for accidental death, loss of limbs, paralysis and/or loss of use of limbs, eyesight, hearing, speech.

For clients that travel regularly for work, Sutton’s Business Travel Accident plan offers 24-hour worldwide protection, high limits, war risk coverage, and can be customized to meet your clients’ needs, even for high-risk business travel.

A career-ending injury can be devastating to an athlete. Sutton Special Risk is a leading provider of Professional Sports insurance protection with over 40 years of experience. Our underwriting expertise, reputation for competitive rates, and commitment to outstanding service enable us to best respond to the unique insurance needs of athletes.

Sutton’s Kidnap, Ransom & Extortion coverage protects key executives working in commercially sensitive positions and individuals whose wealth or fame may attract the attention of criminals such as financially prominent families, athletes, and entertainers. These individuals and families may find themselves targets of kidnapping or extortion when they travel. The coverage also protects against domestic risks including but not limited to cyber-attacks, home invasions, child abductions, and product extortion and recall.

Sutton Special Risk has designed a flexible and cost-effective plan to protect inpatriates until they qualify for provincial healthcare, or for their full work term in Canada. Plans can be customized as either short-term protection or as a long-term comprehensive package.

Sutton Special Risk has designed a flexible and cost-effective plan to protect expatriates when they relocate from Canada to elsewhere in the world for work. Sutton provides a comprehensive suite of benefits for expatriates, including Major Medical, Emergency medical evacuation, Accidental Death and Dismemberment, Disability, and Kidnap and Ransom.

Companies operating in politically unstable regions of the world, and individuals who travel to these areas, have exposure to an elevated risk of loss from acts of war. War Risk insurance provides financial protection against losses from events such as invasions, insurrections, riots, strikes, revolutions, military coups, and terrorism.